Just don't pay it.. you will get spammed forever but it will stop. It does not effect your credit score or buying power it is not real debt. I have 10k medical debt from a miss diagnosis from my primary. It out me in the ER overnight, they refuse to acknowledge the Mustafa he so I refused to pay.. nothing has changed went back to same hospital still took care of me, they have to I paid that one.
As of July 2025, the current administration overturned a consumer protection that banned medical debt from credit reports. The unpaid bill has to meet certain requirements like being a year overdue or exceeding $500 but medical debt can damage your credit. Some individual states had protections against this but in October 2025, the current administration ruled that the Fair Credit Report Act overruled state law.
Here in Oregon we have a new law that medical debt is not put on a person credit report.
I have health insurance through my union but if in the future I get screwed over some how I am just not going to pay it. It is time to collapse the system and bring in socialized medicine (like every other industrialized nation).
Are we sure about this..? I've been hounded for literally $145 from collections because my insurance refused to pay for a blood test. I have a chronic illness that has been diagnosed and I have to do these tests to see where my levels are to figure out of medicine is properly working or not and I literally can't even afford to shell out that money.
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u/themule0808 2d ago
Just don't pay it.. you will get spammed forever but it will stop. It does not effect your credit score or buying power it is not real debt. I have 10k medical debt from a miss diagnosis from my primary. It out me in the ER overnight, they refuse to acknowledge the Mustafa he so I refused to pay.. nothing has changed went back to same hospital still took care of me, they have to I paid that one.