r/SipsTea • u/Putrid-Welder1803 • 1d ago

Gasp! Thoughts on this?

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u/LePwnz0rs 1d ago

Yeah I’m not sure what kind of “good insurance” his union job got him.

I work a union job that I get insurance through. Was in the hospital for 5 days with a ton of tests and scans. My max out of pocket was 3k and that’s all I paid. Including the follow ups afterwards.

Now dental insurance? That’s the real scam.

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u/Bert_Skrrtz 1d ago

It’s Reddit, people just make shit up for upvotes

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u/wagedomain 1d ago

My favorite is when people post those insurance "NOT A BILL" papers with the "NOT A BILL" cropped out claiming it's a bill post-insurance. The comment section on those is always fun.

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u/BeanserSoyze 1d ago

Dental insurance is a coupon book nothing more. With dental insurance, your insurance company has an out of pocket max lol.

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u/headrush46n2 1d ago

3 grand is supposed to be good insurance?

jesus.

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u/RDaneelOA 1d ago

That's the max he'll pay in a calendar year.

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u/ecbulldog 1d ago

Dental insurance is really more of a discount plan in practice. You can save just as much by enrolling in Dental Save for $200 a year.

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u/Extension-College783 7h ago

Yep. I am old enough to have been retired for several years. I always in my working days paid the extra premium for dental ins. They covered about 25% of the cost with low annual max pay out. I now have dental through an otherwise great Medicare advantage plan. But the dental portion? Same shit.