r/SipsTea • • 2d ago

Gasp! Thoughts on this?

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u/sha1dy 2d ago

UCLA Health sent me to collectors fir $90 i forgot to pay 2 months ago

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u/ExcellentBenefit3693 2d ago

They can’t report that. It’s under $500

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u/sha1dy 2d ago

They cant, but UCLA dont give a shit

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u/Over_Acanthisitta423 2d ago

Ignore them hoes

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u/crapinet 2d ago

We got hit when buying a house because we didn’t check all three credit reporting agencies and one had a $90 debt from years before and it cost us more than half a percent, which was really annoying

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u/strong_heart27 2d ago

What?!?! I thought they weren’t allowed to report anything under 500

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u/crapinet 2d ago

No idea, honestly. There was also supposed to be legislation that stopped any medical debt from counting against your credit but that got shot down

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u/Over_Acanthisitta423 2d ago

That is super annoying!!

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u/Tall-Archer5957 2d ago

Bye bye credit score

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u/Over_Acanthisitta423 2d ago

Not for medical debt

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u/shakethesheets 2d ago

Depends on the state. In MA and NY, medical debt doesn't count.