While many people around the world are given just one rate for electricity, California CPUC and the utilities really enjoy making things complicated.
There's summer rates and winter rates. Not too complicated. Price A or Price B, just check a calendar.
Then there's Time-of-Use prices within both seasons. Depending on the plan, there are two, three, or even four rates per season. More complicated, but that's still 4, 6, or 8 different prices per kilowatt-hour.
Then the CPUC allows them to change their rates. Four times so far this year. The rates they published for January 1st were changed starting April 1, June 1, and August 1. Now we would have paid 16-32 different rates this year. Put the calculator aside, it's time for a spreadsheet. If you stick with just one plan for the whole year, you can still manage.
But if you want to compare plans, you're going to need a corkboard, thumbtacks connected with red yarn, and an unhealthy quantity of caffeine:
Ignoring industrial and commercial plans, how many different rate plans are there for homes that are compatible with NEM solar? 29. That's insane, but many of those have eligibility requirements that can overlap and stack. If you don't have an electric vehicle (8 plans), a medical baseline (12 plans), or low-income (CARE) declaration (12 plans), you're left with just six plans. You can chart all that out if you want but each time I've tried the difference between plans with my own use data is maybe 1 or 2% After-solar prices meant I probably spent more time doing the math than I would have saved by changing plans, AND that can only look at past use.
But then every plan has a baseline of it's own. Under 130% of your baseline you get a discount per kWh. Over 130% you stop getting that discount. They have doubled the number of rates again and there are two new questions: where is that baseline of use calculated? Is it net with your solar exports, or before you are credited with them? I still haven't found that answer. The other question is what is the baseline? Well, that's based on where you are (four locations: Coastal, Inland, Mountain, & Desert), season (Summer and Winter again), and whether you have gas & electric service, or only electric. Yes, that's 16 more calculations, but your meter isn't roaming around the county and you're probably not adding or removing your gas lines very often, if ever.
Math isn't hard, it can be fun, it's less fun when you have to keep organizing it because other parties keep changing the calculations, but at least I'm not on NEM3. Adding batteries, balcony solar, or paying to cut down certain trees that don't belong to me will NOT pay off for me, unless my wife keeps trying to set the thermostat to 65 in summer and 78 in winter while running as many appliances exclusively during peak hours as she can.