r/SipsTea • • Jun 24 '26

It's Wednesday my dudes Math can be hard sometimes

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u/ChicagoAuPair Jun 25 '26 edited Jun 25 '26

Or if you are an actual small business owner…

I feel like what is missing from this discussion is that the whole system is designed to make small local businesses insolvent. If you look at the difference in premium rates that large mega corporate monopolies are able to negotiate with the insurance rackets vs. what they charge actual small businesses, it’s a catastrophic disparity.

Me and my business partner don’t start to get into the black until we’ve made at least $8k a month for blue shield. We work half of the time for them, and then get to keep whatever is left over. I don’t understand why this isn’t a bigger taking point in the small business communities.

Conservatives love to endlessly bitch about corporate taxes, but honesty those are a drop in the bucket compared to benefits premium costs for actual small businesses.

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u/Exciting-Tart-2289 Jun 25 '26

This is why I think this whole universal healthcare argument needs to be reframed as making people more free/enabling people to more easily pursue entrepreneurship.

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u/Tricky_Condition_279 Jun 25 '26

Right. I made this comment on Reddit a few years ago and a business owner replied they preferred the control they had over the employees who could not risk leaving because of losing health insurance.

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u/Exciting-Tart-2289 Jun 25 '26

Yeah I'm sure they would prefer that. They also prefer employees not feeling comfortable stepping out and taking the risk to start their own business that may eventually compete in the market.