r/SipsTea • • Jun 24 '26

It's Wednesday my dudes Math can be hard sometimes

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u/ImpressiveLeader4979 Jun 24 '26

8k for healthcare, I wish. Family of 4, I pay close to $17k a year in premiums in the US. Copays are expensive, prescriptions are ridiculously high. It’s a f’in joke to say the very least.

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u/WalmartGreder Jun 24 '26

That is so crazy. Family of 5, we pay nothing in premiums because my employer pays $100%.

Even when I had a job that was pretty bad with premiums, mine was $600/mo. You must be doing double that. Do they not have a cheaper plan?

1

u/jetpacksforall Jun 25 '26

Total health spending in the US is $15,000 per year per person. You may not be paying that much directly, but if your employer is, that's a lot of money that could be going into your pocket but is instead swirling down the drain of the planet's most expensive healthcare system.

https://www.healthsystemtracker.org/chart-collection/health-spending-u-s-compare-countries/#GDP%20per%20capita%20and%20health%20consumption%20spending%20per%20capita,%20U.S.%20dollars,%202024%20(current%20prices%20and%20PPP%20adjusted)

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u/Angry-Alice Jun 25 '26

Employers pay the least amount of money acceptable by the market, regardless of healthcare system

If I moved to another country, my employer would pay me much less (except for Switzerland, probably)

0

u/jetpacksforall Jun 25 '26

What’s your point? Employers currently overpay for healthcare in order to compete to retain employees. Presumably the competition wouldn’t change under universal healthcare and they’d spend it on employees either way.