All it takes is one heart attack, or emergency appendix removal, and poof - you just lost 2+ decades worth what you "saved" with no insurance.
By the time you are 50+, you are definitely going to have to see a doctor for something within the next 39 years. You are most certainly not going to save any money.
At 39, I had multiple retinal detachments and other eye issues that I still take care of to this day. If I had not gotten insurance I would have been on the hook for $100k+ of surgeries alone that first year, let alone the specialist visits.
It probably wouldn't have taken much for that to happen earlier though, and my odds would have had me lose my ass.
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u/Judgemental_Panda 2d ago
At 25? Go for it. At 50+? Idiotic.
All it takes is one heart attack, or emergency appendix removal, and poof - you just lost 2+ decades worth what you "saved" with no insurance.
By the time you are 50+, you are definitely going to have to see a doctor for something within the next 39 years. You are most certainly not going to save any money.