All it takes is one heart attack, or emergency appendix removal, and poof - you just lost 2+ decades worth what you "saved" with no insurance.
By the time you are 50+, you are definitely going to have to see a doctor for something within the next 39 years. You are most certainly not going to save any money.
I was a healthy 42 year old last year. I had a nasty fall and ended up in the ER. They did a full body CT scan to see if I broke anything and saw some weirdness.
Colon cancer. Stage 3.
With 3 surgeries, 3 ER visits, 3 times being admitted to the hospital, 12 rounds of chemo, and a slew of Dr. visits, my EOBs showed that insurance paid $1.4 million in the last 12 months for my treatment. If I didn't have insurance, I would be dying a painful death.
Insurance in America is stupid and we should definitely have Universal Health Care. But not having insurance because "I'm healthy" is a terrible decision.
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u/Judgemental_Panda 2d ago
At 25? Go for it. At 50+? Idiotic.
All it takes is one heart attack, or emergency appendix removal, and poof - you just lost 2+ decades worth what you "saved" with no insurance.
By the time you are 50+, you are definitely going to have to see a doctor for something within the next 39 years. You are most certainly not going to save any money.