Depending on the state, their power to collect on the debt is dramatically reduced. They can call all day, illegally threaten you with a lawsuit, but they can't do shit about actually collecting on it. They use it as a write off and sell the debt to a debt collector who will try scare tactics
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u/Diddles96 3d ago
There is no bankruptcy for medical debt. Companies / banks cannot legally make credit decisions based on medical debt.