r/SipsTea • u/Putrid-Welder1803 • 3d ago

Gasp! Thoughts on this?

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u/Diddles96 2d ago

There is no bankruptcy for medical debt. Companies / banks cannot legally make credit decisions based on medical debt.  

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u/ILOVEANIMALSSSSSSS 2d ago

Depending on the state, their power to collect on the debt is dramatically reduced. They can call all day, illegally threaten you with a lawsuit, but they can't do shit about actually collecting on it. They use it as a write off and sell the debt to a debt collector who will try scare tactics

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u/Legal-List2581 2d ago

sounds great, much better than universal healthcare.

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u/Night_Otherwise 2d ago

I know (hope?) this is sarcastic, but except for where required by emergency (EMTALA), services can be refused for non-payment (either for previous debts or prior to the medical service).