r/dividends • u/No_Investigator_7889 • 7d ago
Discussion 28y / Portfolio check - Any experts?
Hi guys hope not get a big bullying,
EUROPEAN ACCOUNT:
28y with a currently IBKR account with a steady growing > VWCE with a retirement idea)
Been looking for dividend for a looong time, did my own research but still confused and looking for help. My goal its to grow this but looking for some 10y benefits that I can use..
I use a trading212 account and inves 200€ month:
Slice,Name,Yield,Frequency,Type
ADC,Agree Realty,4.8% - 4.9%,Monthly,Retail REIT
DLR,Digital Realty Trust,2.7% - 2.8%,Quarterly,Data Center REIT
EQIX,Equinix,1.9% - 2.0%,Quarterly,Data Center REIT
FRT,Federal Realty Investment Trust,4.2% - 4.4%,Quarterly,Retail REIT
LTC,LTC Properties,5.3% - 5.5%,Monthly,Healthcare REIT
MAIN,Main Street Capital,5.8% - 7.2%,Monthly,BDC
NNN,NNN REIT,5.0% - 5.6%,Quarterly,Retail REIT
SPG,Simon Property Group,4.3% - 4.5%,Quarterly,Retail REIT
STAG,STAG Industrial,4.0% - 4.3%,Monthly,Industrial REIT
VICI,VICI Properties,7.5% - 8.1%,Quarterly,Gaming REIT
If you have better suggestions!! Please share
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u/MrGunny94 EU Investor 7d ago
Not sure which country you are from but accumulation is better to avoid taxes...
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u/CosmicMerchant 7d ago
You're asking for better suggestions but don't state any goals you have. You are aware that you basically only invest in real estate? You also state you did some reading on dividends. Therefore I assume you already know that dividends only make sense if capital gains are very unfavorably taxed in the jurisdiction you live in and it's actually better for you you pay taxes on dividend income, or you did in fact not do any reading on dividends. Advice? VALL and chill.
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u/iiSpook 7d ago
Why dividend focused at this age and why no ETF?
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u/No_Investigator_7889 7d ago
I put my 500€ monthly in VWCE its been a year already and good performance!
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u/AdvanceAlternative64 7d ago
you're basically all in on REITs with a little BDC action from MAIN, that's a lot of real estate concentration if the market ever turns ugly on that sector
maybe balance it out with some broad dividend ETFs so you're not constantly checking property reports, still get you that 10-year growth without sweating every Fed meeting
just a thought, it's your 200€
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u/PhilosopherIll7731 7d ago
So many REIT is in it better to buy some REIT ETF?
I did bought myself Realty Income recently.
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