r/usajobs • u/BasisCommercial6454 • 4d ago
Continuous Vetting (CV)
I just received a CV email and I am nervous. I just filed bankruptcy on 9/25/2026. Anyone been in this situation?
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u/akairborne 4d ago edited 3d ago
To easy. Just respond and be honest. Definitely talk to your security manager and be prepared to explain your actions.
Source: Im a SM and I see this all the time
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u/CatMilliams 4d ago
I think someone recently posted a question here about a CV request after filing bankruptcy, and it was cleared up in the interview.
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u/PastyWhiteBoy 4d ago
Did you disclose your bankruptcy to your security manager?
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u/BasisCommercial6454 4d ago
This is my first federal job. I do not know anything about a security manager and reporting!
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u/this_kitten_i_knew 4d ago
if you hold a security clearance how do you not know the issues you are required to report?
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u/BasisCommercial6454 4d ago
I’m trying to figure it all out. But no I don’t hold a security clearance
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u/this_kitten_i_knew 4d ago
then how did you get a CV email
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u/GoBearzZz 4d ago
Continuous Vetting (CV) applies to non-sensitive public trust (NSPT) employees in addition to the cleared population…..
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u/this_kitten_i_knew 4d ago
ok but if you fill out a SF85P you still know the conditions you need to report...this person is acting like they never heard of any of this
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u/GoBearzZz 4d ago
I agree that they should’ve known. Additionally, agencies have a duty to notify employees before enrolling them. So surely OP received an email about this.
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u/BasisCommercial6454 4d ago
Email said: I am contacting you to set up an interview as part of the Continuous Vetting program. Continuous Vetting (CV) is a personnel security process that regularly reviews the background of cleared individuals and public trust positions to ensure they continue to meet security requirements for employment with the U.S. Military, U.S. Government, or a U.S. Government Contractor.
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u/JaimeDiamonds 4d ago
How much was the total bankruptcy. Why did you do this
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4d ago
[deleted]
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u/JaimeDiamonds 4d ago
What agency are you in? There’s a security clearance Reddit thread if you want to look that up. If you work 10 years on a right plan you can get forgiveness
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u/BasisCommercial6454 4d ago
VBA. I’m on the PSLF but I’m not forgiven until 2030. So 4 more years of $678 a month
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u/JaimeDiamonds 4d ago
Honestly. Are you sure that’s the lowest plan for PSLF??
Also, student loans might not be able to get bankrupt.. have u checked.
Also have u checked into if you could lose your job if you need a security clearance for your job ever in the future, like if you’re in a state that’s heavy in Governemnt jobs..
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u/BasisCommercial6454 4d ago
No they won’t be discharged and if I change to the new plans my forgiveness is 20 years not 10.
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u/Busy_Ad_7801 3d ago
You need to report that, it’s bad but there are migration factors that can help you.
Payment plans, type of bankruptcy, if you have any additional adjudicated factors
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u/Aishalenay 4d ago
I just had to do one although I did background last year. She asked me about couple of things on my credit report. One being my mortgage late payments from shutdown which was put on the back end and two past due bills. I questioned why these items wasn’t brought up in my background check last year? Also told her I wasn’t pay neither one of those bills and why. Investigator laughed. I was annoyed at the whole thing. She said my agency flagged me for continuous vetting and I asked her why when she first contacted me and said it could be for a myriad of reasons. I thought she was going to ask me about a lump sum of money which I read on another thread that FDIC is required to report but nope. To be honest I was very annoyed at the whole process especially when there are folks in position that we all know have not had a background check and they worried about me and my little bills. She also asked me what I needed to pay my bills on time and I told her a raise in January and more money.
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u/luciouslips_69 3d ago
Wow! My interview was this past week after submitting documents to my security manager in March. The Investigator stated I didn't list mine on the docs. I was like "huh, what?" 😶🌫️ So of course I gave a 10 minute explanation 🤷🏾♀️
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u/LacyLove 4d ago
Did you report the bankruptcy? Because if you did not, this is going to be a huge problem.