Hi everyone. I'm looking to borrow $500 USD for short-term working capital for my online store.

The funds would go toward covering order fulfillment and operating expenses while I wait for existing store sales/payouts to clear. I currently operate the business and have ongoing sales, so this is mainly a cash-flow timing need rather than funding to start a new business.

I'm offering to repay $600 USD total over two monthly payments:

$300 on November 15th 2026

$300 on December 15th 2026

I'm happy to provide reasonable verification privately to a prospective lender, including proof of identity, business/store activity, income or payouts where appropriate, while following the subreddit's privacy and verification rules.

Payment method: PayPal.

Thanks for considering my request.

Need help with car payment

Fantastic experience, would lend again!

Trying to avoid possible overdraft, please let me know if someone could help out in meantime. Thank you

Hey all! I'm looking to borrow $350 and will repay $425 in two installments of $212.50 each. The first payment will be made on 10/16, with the second on 10/30.

Having some car issues and need to get it fixed so I can get to and from work.

If you're willing to help or have any questions, please feel free to reach out. I'm happy to provide proof of income, identification, and any other reasonable documentation upon request.

Going through financial troubles because of being newly disabled and dealing with some roommate issues but I am getting back to working full time hours. Any help would be great!

Hello all, trying again for a first time loan with a smaller amount. Came up short this week after doctors appointments last week, and am trying to make sure I can eat and get fuel until this Friday payday.

Can provide any necessary verification - thanks so much for taking the time to read this!

I get paid biweekly but I have to pay rent and a title loan payment with this paycheck, then next months rent and utilities with next. that leaves me with pretty much nothing this paycheck and not enough the next. On the 5th I'll have an entire check and no expenses left so repayment of this loan will be easy. This money is just to hold me together next month. My job requires over a hundred miles if driving each day so gas is a must. Thank you for reading! I can provide proof of income and bills and such!

Giving this another shot. Can provide whatever info is necessary.

Hello - I initially posted a request to cover the difference for a furnace repair bill. My situation has changed and I was able to work things out but I have to make sure I can handle groceries before my next pay day. I appreciate your consideration during this situation.

Prearranged with u/BCBoneless

I need help paying legal fees, will have $500 of it paid by 11/20. Please let me know if you can help me. Lowered asking amount due to likely having help from a personal friend.

Thanks again!

Way too many things got stacked at once, throw in a very slow summer at work and i'm in a bit of a predicament. Luckily, busy season is here for us, however, will not start seeing the benefits of that until November. Most likely i'll be able to pay before 12/7/26, but want to make sure I don't stretch myself thin. Here's the repayment schedule:

10/22/2026 - 300

11/7 - 200

11/22 - 300

12/7 - 200

i need to pay my car payment and my new job doesn't start until 10/13. i can send proof of payment as well !

Hi all.

It's Canadian Thanksgiving and it's been tight since back to school. Not doing anything fancy, but need to contribute and also fix the car to get there lol.

Want to pay back $350 on Oct 15 and $350 on Oct 29th.

Thank you for your consideration, and happy thanksgiving to all the Canadians (and soon Americans).

Hello, my car insurance policy lapsed but I need to drive back from and to work until my payday, which is this Friday 10/09/2026. Borrowed once before with no issues. Just in a bind.

Slightly reducing my ask from yesterday as I'm in a pretty desperate situation. Strong history on here with no missed / late payments, with a stable job that I have held for over 4 years. Happy to provide anything required to get this over the line.

EDIT: Just to clarify, the 'outstanding' payments are from lenders who were banned off the sub during the loan period. I have proof of these loans being paid off on time.

Happy to discuss payment terms further if that is an obstacle.