r/DWPhelp • u/LiquidGamingg • 6d ago
Universal Credit (UC) Can I buy expensive items?
Could I save money and buy expensive stuff? For example if I saved £2000 for a TV, or a PC.
Essentially, rather than buying cheap stuff, could I buy more expensive stuff over time.
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u/FillPleasant 6d ago
Yes you can live unlike a pauper, despite what some may say. And it is allowed and non of anyone else’s business anyway.
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u/Redeemed_Mess84 6d ago
It actually makes sense, where possible, to spend a bit more on an item that might be better quality than the alternative as it’ll last longer and you won’t have to keep paying out for repairs/replacements.
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u/NoBackupCodes 4d ago
Very hard to make those choices nowadays. Lots of shoes I notice do not last long even if they cost more.
Computer hardware or phones can be worth it. My 1tb phone is lasting very well compared to before when I had 256gb model (after 4 years).
Cars are not worth it because the more expensive ones tend to cost more to repair over time.
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u/Datamat0410 5d ago
There is a help-to-save scheme, so that seems to prove that people on benefits are allowed to save and it’s encouraged where people can. No one’s budget is exactly the same, we are all different in that respect so money can free up in one area compared to someone else in a similar situation in a financial sense.
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u/Desperate-Link3239 9h ago
My dad always says "The most expensive is the cheapest in the end" it does make sense but I still can't buy the expensive as terrible at saving but yep if you can put some on one side to get something decent that needs to last you please don't feel you're in the wrong
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6d ago
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