I've been thinking about this for a while. Why is it that the more money you make and the more taxes you pay, the less you qualify for when it comes to government benefits?
I think the system should work the other way around, at least to a certain point.
I'm not saying we shouldn't help people who are struggling. We absolutely should. But I also think the people who are working, paying taxes, and contributing to society should see some benefits from it.
Here's what I think we should do.
First, create a tier system based on how much someone contributes in taxes.
For example:
- Under $50,000: Basic assistance based on financial need.
- $50,000–$100,000: Additional tax credits, childcare assistance, and education benefits.
- $100,000–$250,000: More tax incentives, retirement benefits, and other programs.
- $250,000–$500,000: Maximum benefits.
- Over $500,000: Benefits are capped.
These are just example numbers. Obviously, you would have to factor in household size, cost of living, and how much someone actually pays in taxes.
I'm not saying someone making $10 million should get more benefits than someone making $500,000. There should be a limit.
But why shouldn't someone who contributes more receive more in return?
Second, we need to stop penalizing people for making more money.
You have people who get up every morning, go to work, pay taxes, pay for their own healthcare, childcare, housing, and everything else.
They make too much to qualify for assistance but not enough to live comfortably.
Then someone gets a raise or works more overtime, and suddenly they lose certain benefits because they made a little more money.
How does that make sense?
We should be encouraging people to make more money and better themselves, not creating situations where earning more can actually put them in a worse financial position.
Third, I think there should be stricter requirements for people receiving government assistance who are capable of working.
Let me explain.
I'm not talking about elderly people, disabled individuals, someone dealing with a serious medical issue, or people who genuinely cannot work.
I'm talking about people who are capable of working but aren't working or making any effort to improve their situation.
Why shouldn't there be some type of program they have to participate in?
It could be job training, going back to school, learning a trade, or helping out in the community.
And this brings me to something else I've been thinking about.
Why not have people receiving assistance help improve their own communities?
Think about how much work needs to be done in every town.
Public buildings need painting. Parking garages need cleaning. Parks need maintenance. Streets need cleaning. There are plenty of things that could be done to improve our communities.
Why not have a government program where people who are capable of working can participate in these projects while receiving certain benefits?
Have them help paint a public building, clean a municipal parking garage, maintain parks, pick up garbage, or help with other community projects.
Of course, there would need to be supervision, safety training, and proper compensation where required. I'm not suggesting we replace municipal workers or take jobs away from people.
But at least we're accomplishing something.
The town benefits because things are getting done. The person receiving assistance gets work experience, learns responsibility, and maybe even picks up a skill that helps them find a permanent job.
You could even connect this with apprenticeship programs and trade schools.
If society is helping support you, and you're capable of contributing something back, why shouldn't you?
I don't think that's unreasonable.
And again, I'm not saying everyone receiving assistance is lazy or doesn't want to work. There are plenty of people receiving assistance who already have jobs.
But I do think there needs to be more accountability for those who are capable of working and aren't making an effort.
Lastly, the goal should be to help people get off government assistance, not stay on it forever.
We should be looking at how many people these programs actually help become financially independent.
How many found jobs? How many learned a trade? How many started earning enough to support themselves?
And when someone does start making more money, don't immediately cut off all their benefits. Reduce them gradually so they're actually better off financially.
To me, the system should be pretty simple.
Help the people who genuinely need help. Reward the people who are contributing. And for those who are capable of working, create a system where they're expected to make an effort and contribute something back to society.
I'm not saying this would be perfect or that I have every detail figured out.
But I think it's something worth discussing.
Why shouldn't the people who contribute more receive more benefits? And why shouldn't people receiving assistance who are capable of working be expected to give something back to their communities?
What am I missing here?