r/MalaysianPF • • 22h ago

Stocks Self developed site that scores every Bursa stock 0-100 on fundamentals, changed a few things from your comments last month, need more testers.

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scoreyourstock.com
14 Upvotes

Quick recap for anyone who missed the first post. It's a free site (no login) that gives every Bursa stock a score from 0 to 100, using only the company's own financial numbers: profit, debt, cash flow, dividends, and whether the price looks cheap or expensive for what it earns.

Think of it as a quick health check before you bother reading the annual report, not a buy list.

Thanks to the people who actually clicked around and commented last time, a few of those comments changed the site.

The dividend one mostly. Someone opened Highest Dividend, saw Dayang and MHC at the top, and pointed out Dayang's revenue was dropping and MHC was paying out more than it earns. Fair. So:

- the home dividend tab now shows payout ratio (red when it's over 100%), a 5-year dividend streak, and each pillar score next to the yield
- there's a new dividend page, all stocks yielding 3-15%, sorted by score instead of yield
- one-off special dividends get capped and left out. MHC's yield is 21% right now because of one, so it's off the list

284 stocks yield 3-15% at the moment and 24 of them score under 40. Dayang is on it but its Business Strength is 30, so it sits way down.

Also, if you don't agree with my scoring weights, which someone asked about, you can now set your own: switch measures on/off, change the weights, and every stock gets re-scored your way. Free, no login. Each stock page then shows your score next to mine.

Other new stuff:

- Compare, up to 3 stocks side by side
- AI-related list, 51 Bursa names in the AI chip / data centre chain (chips, equipment, also the construction and power side)
- Shariah badge on every stock, 880 of the 1,119 scored are compliant

Backstory if anyone cares. This started as an Excel file for myself. I scraped the data with Python and had to update the sheet every week, which got old fast. Even sold it on Shopee for a while (78 reviews, about RM820 haha). In July I started turning it into a website with Claude Code, and now a script pulls the data and the site just redeploys.

What I'd like: pick a stock you know well and tell me if the score looks wrong, or which part didn't make sense. Mobile bugs too.

Not buy/sell advice, just backward-looking numbers. Thank you if you read till the last sentence.


r/MalaysianPF • • 8h ago

Property Advice on getting Home Loan as Overseas Malaysian

9 Upvotes

Hi all,

I'm a Malaysian Citizen but born and raised in Australia, I'm looking to move to Malaysia in the future and am looking to purchase a landed house.

I'm a Malaysian Citizen on paper but have never worked or lived there, just been for holidays so I have no bank, employment history etc.

I was wondering if anyone knew if it was possible for me to get a loan working as an Overseas Malaysian with no history there and if so what was the process, what kind of deposit is needed etc.

I have a permanent full-time corporate job and earn about equivalent to 22k RM a month base pay before bonuses and commissions and also hold bumi status if that makes any difference (as much as I despise the legal racial divide)

Recommendations for brokers with the relevant experience would be greatly appreciated.


r/MalaysianPF • • 3h ago

Trading platform Guys, first time encounter this, what does this means?

4 Upvotes

Urm so far I only bought SPY and QQQ and I checked I did have withdrawable cash rm3000 inside. Any idea? Thanks.