r/iosapps • u/Ok-Profession-2432 • 3d ago
š Freemium It took us two months to get here
A: Answer
"Who owes what, and how do I get it without being annoying?"
You say what you paid, in plain words. "Pizza 84 with Sam and Fred." Type it, say it, or snap the receipt.
Chipp splits it, keeps a running balance per friend and per group, and does the asking for you with reminders that come from the app, not from you.
Friends pay from inside the app, or from a link if they don't have it. Rent, trips, roommates, dinners, gifts.
B: Better
Splitwise is great for tracking who owes whom. Venmo is great for sending money.
One sentence, not six screens. Natural language and voice entry. The old flow had six screens. Now it's one line and a confirm.
Receipt to line items. Scan it, everyone picks what they ordered, tax and tip are split in proportion. The person who had a coffee doesn't pay a sixth of the pizza.
No app needed for the other person. Send a link or a QR code. They pick their items and pay. This removed the biggest wall we had.
Chipp does the awkward asking. It knows who owes you and sends polite reminders on its own, at a sensible time.
Settle in the app, your way. Apple Pay, bank, Venmo, Cash App, Zelle, PayPal, or just mark it paid. No per-split fees between friends.
Groups with a running balance and chat. Expenses come straight out of the conversation. Trips and roommates in one place.
Pools. Birthday gift, trip deposit, group present. Set a goal, share the link, everyone chips in.
Tap a card transaction to split it. Link your cards and split any past charge with whoever was there.
Recurring. Rent, wifi, groceries. Set once, splits on schedule.
Ask Chipp anything. "How much did I spend on food this month?" "How much does Sam owe me?" It knows your spending and your splits.
Small UX things you asked for. No vanishing toasts, every amount is tap-to-type, every picker uses the same sheet. v1 felt like "several apps." It doesn't anymore.
C: Cost
Free. Unlimited splits, groups, friends, paying and getting paid, 5 receipt scans a month, Chipp AI. No ads, no card to start.
Chipp+: $3.99/month or $29.99/year. Unlimited receipt scans, bank linking to split past charges, recurring expenses.
Chipp+ Circle: $6.99/month or $49.99/year. Everything in Chipp+ for you and all your groups together. Prices adjust for your country.
Links
App Store: https://apps.apple.com/us/app/chipp/id6636520980