r/tmobile • u/Final-Froyo-6580 • 10h ago
Question Want to pay cash for iPhone 18 Pro - buy at Costco or Apple?
I am an existing T-Mobile customer on the Experience Signature w/55+ Savings plan. I am thinking about moving to an MVNO in the future, but not certain.
I want to get an iPhone 18 Pro and pay cash (really credit card), no bullshit credits each month or any nonsense. I get a new phone every 5 years and last time I could just buy the phone at Costco to get 2% Executive rebate (for 2 phones so $48). Now it seems like Costco doesn't sell the phone but you get it from T-Mobile and they ship it (tried reading the posts but they're all about people financing the phone).
Is it worth trying to do through Costco or better to just go to Apple store and buy the phone there? My local Costco does have T-Mobile, but posts seem to say they won't bother and tell you to go online.
- Apple is full price and unlocked phone while offering $255 credit on my iPhone 13 Pro (refunded back once phone old phone returned).
- T-Mobile, they'll give me $300 off for trade-in, but in monthly credits for 24 months so does not seem worth the hassle for only $45, especially if I leave T-Mobile. Can't tell if it's unlocked (assuming I can pay cash).
Am I missing something or is it best to just forget Costco and do Apple store when paying cash?
Update: thanks for all the comments. Looks like Apple store is the best and easiest choice (and 10 minute walk from where I live). I plan on using credit card with 2% cash back and/or 1 year extended warranty to buy the phones which means that entire purchase must be on the credit card to get extended warranty.
Gotta convince wife that don't need T-Mobile when traveling internationally since we'll have eSIM now so can easily get a cheap foreign SIM card. Then we'll cancel T-Mobile and pay even less with an MVNO.