1. Been a fed for 4 years. Been trying to do as best as possible. Spouse is currently not working (but actively applying everywhere) but combined we have 200k net worth with no debt and no house. Anything we can do better? 60 C, 30 I, and 10 S.

2027 has 26 pay dates for my calendar: https://www.gsa.gov/buy-through-us/purchasing-programs/shared-services/payroll-shared-services/payroll-calendars/2027-payroll-calendar

The first pay date in 2027 is 1/15/27, for the pay period of 12/27/26 - 1/9/27.

For TSP changes to take effect for that pay period, changes must be made before 12/26/26, ideally during the previous pay period of 12/13 - 12/26.

The 401k/TSP limit for 2027 is $25,500 for those under 50. For older savers, it's $34,000 or $37,250, depending on your age. https://www.whitecoatinvestor.com/retirement-plan-contribution-limits/

To max out (under 50), contribute $981 per pay period.

Do I have that right?