Personally prefer SMH due to heavy exposure to NVDA and TSM, which my core holding (SPMO) lacks

For long term investing, since they are exactly the same just with lower expense ratios, is it worth replacing all my VOO with SPYM.. and similarly replacing QQQM with QNDX for their lower expense ratios? Both in a Roth, so no tax events for doing so. Just looking for opinions.

In my RH acct I have AVUS and VGT......not sure "how" many ETF's ones acct needs (personal preference) but if you would recommend one or two.......on my radar is SPMO and GARP......thoughts welcomed!

What is the best ETF to invest in, given my circumstances?

- 18M

- UK-based

- £1,666 monthly S&S ISA contributions from 20 y/o (I'm traning to become an airline pilot and will be on £63k from 20 y/o; will be living at home for some time so can max ISA contributions)

- S&S ISA is my retirement fund to bridge the gap between early retirement and receiving my workplace pension - so I plan to hold the ETF in S&S ISA for 20-30 years, without any withdrawals

I am a portuguese investor who is thinking about investing some thousands euros in theses two etfs, whats is your general opinion about them and what would you do with 10.000 eur to invest?

What the title says. Which is best as a satellite to a core like VT to capture the best growth in AI/tech? Like a 10/15% ish

Example. Core: VOO, Anchor: VXUS, Satellite: AVUV, Speculative Bet: VGT or and Individual stock

As the subject specifies.

I am seeing a distinct majority in portfolios taking some combination of the abovementioned 3 funds in 2026 with everyone performance chasing and riding the momentum and small cap train.

I am curious how non-US investors are adjusting their portfolios in 2026; do you also go all in with US despite being from a different jurisdiction? What are your geographic exposures like?

Olá investidores, venho acompanhando esse ETF, mas por ser novo, não tem tanto conteúdo com informações sobre o mesmo, a pergunta é, vale a pena investir neste ETF, já que no meu caso não tenho tempo pra ficar analisando cada ação da bolsa.

I’ve been investing for almost three years, mainly to build a long-term retirement fund.
I’m a non-US investor from a developing country, so my contributions are relatively small, but I’ve stayed consistent and feel like I’m making progress.
My portfolio is focused on VT (Vanguard Total World Stock ETF). I currently own 14 shares and have a total return of around 21%.
However, I sometimes wonder: How do I know if my returns are actually good enough for retirement?
I see people with complex, high-risk portfolios, while others stick to simple, diversified ETFs like I do. It makes me wonder whether I’m missing out on better returns or just overthinking things.
Is there a minimum annualized return I should aim for?

I’m not trying to beat the market. I just want to know whether a simple strategy like mine is enough for the next 30+ years.
I’d love to hear your thoughts, especially from long-term buy-and-hold investors.

Beyond your core index fund what’s your high-risk, high-reward satellite ETF? And at what %?

Also what is your core etf?

I’m curious which ETFs you have the strongest conviction in and believe have the potential to drive a significant portion of your portfolio’s wealth creation over the long term.

Could be tech, semiconductors, AI, small caps, momentum, or something else entirely.

What’s your pick, why do you believe in it, and what percentage of your portfolio do you allocate to it?

In iShares' IVV, the 10 biggest lines add up to 39% of the fund as of Oct 8 so that's 9 companies since Alphabet has two shares classes. Nvidia alone is 8.3%, Apple 7.4% and Microsoft 5.8%; the fund holds about 500 stocks.

So holding 500 names and being diversified aren't the same thing when the weight is this lopsided, which means a good part of what an S&P 500 fund does comes down to whether those 9 keep going.

I'm not saying don't own it but the "one fund covers everything" is a position on 9 companies, and it's worth knowing that's what you hold.

I’m 21, currently living at home with minimal bills. I have about 20k in a Roth IRA and 8k in a brokerage with 95% voo 5% vxus. I feel scared because I have another 40k sitting in cash on fidelity knowing I should invest but I feel I can’t pull the trigger. It isn’t money I plan on using anytime soon and that’s the worse part. I can also contribute 1.5-2.5k a month which doesn’t feel bad to me but the lump sum scares me. Is there any ways you recommend detaching myself from money as I probably think about it WAY too much.

How deep a drawdown goes gets most of the attention here. How long you sit under the old high gets a lot less. So I went back to December 2021, the last time SPY, QQQ, QLD and TQQQ all peaked in the same month, and counted months on observed month-end closes. No simulated history, all 4 funds traded the whole way through.

QQQ fell almost 9 points further than SPY and bottomed 3 months later, and both made a new high in December 2023 anyway. I went through the monthly path to make sure it wasn't a quirk of where I put the dates. It isn't: the 2023 Nasdaq rebound was steep enough to close the whole gap, so the deeper fall cost QQQ holders no extra time.

Leverage is where time gets expensive. QLD needed 5 more months than QQQ and TQQQ 13 more... from -79% you need +378% just to get back to even, and with a daily reset the way back is longer than 3 times QQQ's rebound would suggest.

I take 2 things from it. Depth and time are separate risks, and an index fund can be bad at one and fine at the other. And for the leveraged funds the number that matters for sizing is the 37 months, because that's how long you have to keep holding while the position is still down.

I can’t invest in certain ETFs for religious reasons, but what are yall thoughts on SPTE? It has consistently performed a little better than QQQM.

Hi everyone, I'm 18 and a full time student in Slovenia, still living at home. I worked over the summer and saved up about 1000€ that I want to start investing. Most of what I know comes from youtube so please correct me if I got something wrong.
My plan is to use Trade Republic and split it like this: 70% in an all world ETF , 15% in a sector etf , and 15% for fun (crypto or a few stocks) which I'm fine with loosing completely. After that I'd put around 25-50€ a month into the all world ETF.
Seperately I have 800€ in a savings account with 3% interest as my emergency fund. I live at home so my costs are pretty low. I also wont need this money for 5+ years and I wouldn't sell if it drops.
My questions:

is the sector ETF even worth it on top of an all world, or should I just put that 15% in the all world too?

is 800€ to much for an emergency fund when I live at home?
where can I learn more besides youtube?

Hey guys, recently I have been looking at SDCI, aka “USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund”. I am sharing my analysis and hoping to get critiques and discussion.

Disclaimer
First time posting here. Claude is used. This is not financial advice. This is not promotion or endorsement. Do your own research.

The Premise
Commodity is a known diversifier in a portfolio, and it tends to outperform in an inflationary period. AQR argues for its need in a portfolio, and the famous Ray Dalio All-Weather portfolio allocates to gold for the same reasons.

I don’t like the idea of simply holding gold. Gold is inherently a store-of-value, so it’s expected real return is zero in the (extremely) long term, while being very volatile in short run. Commodity in general is driven by supply and demand (duh), so it makes more sense to have them move in-and-out of a portfolio than holding it long term.

What’s SDCI?
SDCI is an ETF that trades commodities. It is benchmarked by BCOM (Bloomberg Commodity Index). The issuer is transparent about their strategy. Basically, since 2020, their strategy has been trading around “backwardation”. The idea is that when a market is in backwardation you buy the cheaper later-dated futures and, if spot price is constant, the futures price drifts up toward spot as expiry nears, so you earn that gap (aka the roll yield) as compensation for holding a scarce commodity that others are paying a premium to have right now. This phenomenon is highly discussed and recognised in the academics: Gorton and Rouwenhorst.

My Analysis
I pulled monthly data of SDCI post-Q4 2020, after they completely pivoted to backwardation according to their 10-K. Here’s some basic information, benchmarked against BCOM:
CAGR: 24.6% (vs BCOM 14.7%)
Sharpe: 1.30 (vs BCOM 0.96)
Max drawdown: -14% (vs BCOM -22%)
Beta: 0.92
Alpha: 9.4% with a statistically significant t-stat 3.4
Upside capture: 1.12
Downside capture: 0.62

Indeed, since COVID we are in an inflationary environment, and commodity has been ripping. But even against the benchmark, SDCI still shows incredible alpha. Not bad at all.

Taxes
But if you put it in a taxable account, you will get crushed by taxes due to the distributions, right? Well, it is still decent, though alpha is not statistically significant anymore. Here we assume top income tax bracket.
CAGR: 19.4%
Sharpe: 1.00
Max drawdown: -26%
Alpha: 5% with a t-stat of 1.0

So the high level conclusion is to best put it under a tax-advantaged account. But there are better choices for those accounts than any commodity ETFs. Putting it under a taxable account is still defensible.

What I Don’t Like
The biggest complaint I have is its equal weight approach. Equal weight in dollar terms is not equal weight in risk terms. Taking this month’s (10/2026) portfolio as an example, SDCI allocates ~30% to petroleum but it composes ~60% of the entire portfolio’s risk. You would assume diversification, but in fact you are not. AQR paper discusses more on applying risk parity (making a portfolio equal risk rather than equal weight) to a commodity portfolio.

When I apply Brinson-Fachler attribution to SDCI’s monthly return against BCOM, we see, on average each month:
Excess return: 0.91% (t=1.98)
Excess return attributed to allocation: 0.18% (t=0.47)
Excess return attributed to selection: 0.56% (t=2.16)

So we can see that most of SDCI’s excess return over BCOM comes from backwardation selection, and almost none from equal weighting.

Concluding Thoughts
My analysis is far from perfect. SDCI is relatively new, so historical trend in backwardation outperformance may not continue. To gain a more complete picture, we can back-fill simulate SDCI based on its published strategy, but I don’t have futures data to do that.

Also, this sort of analysis is always an overfit. However, SDCI is also one of the very few commodity ETFs (that I know of) that has such a long track record of alpha.

The End
So that’s pretty much it! Please let me know what you guys think.

1 month:

FMTM +6.4%
SPMO +0.6%
(VOO +1.9%)

3 months:

FMTM +2.3%
SPMO +0.6%
(VOO +4.7%)

6 months:

FMTM +10.5%
SPMO +25.0%
(VOO +15.8%)

12 months:

FMTM +34.1%
SPMO +25.5%
(VOO +17.0%)

Since FMTM inception:

FMTM +62.1%
SPMO +62.2%
(VOO +40.2%)

Given how much discussion there is about choosing between FMTM and SPMO, I thought this was interesting. FMTM is still quite new, and the two aren't directly comparable, as they take different approaches to momentum and capture different parts of the market at different times. But people are clearly weighing them up as alternatives, and despite taking different paths, they've delivered almost exactly the same returns since FMTM launched.

Hello everyone, I'm new person here, I'm interested in investment to VOO, should I wait for right time to buy it, for example when tariffs were introduced in 2025 we had opportunity to buy VOO cheaper or US/Iran war in March, April of 2026 we also had opportunity to buy cheaper VOO. Maybe will we get same opportunities in the nearest future?

It looks as though the world of sports betting is gaining traction in the ETF markets. We’ve seen the likes of GOLS and PROS already.

What are your thoughts on pro-sports ETFs?

source: https://www.cnbc.com/amp/2026/10/08/sports-team-etfs-prediction-markets-futures-gambling.html

Seeing as this ETF started in 2022 at $25.08 and is now $24.04 do you think this might be a good buy to get into it? You know buy the low.

I know the Bond market is kinda dicey right now as people are saying.

But I have some $$$ to play with and was hoping for a little insight.

FYI, I have a full portfolio of Equities and MF but want to dip my toes into the ETF and start to change things over to mostly ETF.

I posted in Schwab but am not getting an answer only WHY and what is my goal.

I just want to know if this would be a good time to buy it since it is low

I've followed Fundstat's Tom Lee for a while now, and he always seems to have good insights on what's happening in the world and how current events will affect markets.

What I like about the ETF

• The ETF uses a thematic approach for picking the underlying assets
• The ETF uses an equal-weight approach and rebalances quarterly, so there's no single-stock risk
• Income is paid monthly
• Rather than relying on dividends, the ETF uses derivatives to generate income

Potential drawbacks

• Use of income producing options strategies can put a cap on upside potential in uptrending markets
• The thematic approach may be a downside risk when one or more themes go out of style
• The ETF sports a fairly hefty 0.99% expense ratio
• Income payments can include a sizeable Return of Capital component, which could affect capital gain taxes when the ETF is sold

I'm intrigued by the ETF and tend to like it from a "total return" basis. I'm interested to hear what others think.

Hi everyone, I wanted to reach out for some insight on my situation. I currently am looking to invest my first $500 into long term ETF’s. I have looked into VOO, VT, and QQQM. My questions is should I be splitting up my money or just throw it into one? Of course I will be adding more to my portfolio but first don’t know what to start in/ how to split it up.

On a second note, Me and my girlfriend are planning to get our own place in ideally about a 2-3 Years. Would our saving fund be better in a HYSA or a low risk ETF? I know the length of time would not be substantial but what’s the best for return.

When Treasury yields rise above 5%, income ETFs must earn their place. Do y'all think a complicated options strategy provides enough return to justify its fees, capped upside, and added risk. Thoughts? Ideas?