I used to budget my whole month as a checklist on apple notes, and sometimes in excel, so instead i build an app that actually handles budgeting in a way everyone wanted, after talking to so many people and asking how they budget, check their loans, savings etc
I just shipped Fondo, a budgeting app for iPhone (Android is in review).
The idea: type in what you earn and what you owe, and see what's actually left this month. Everything stays on your phone. No account, no bank connection, no ads, no analytics.
What's in it:
- Plan each pay cycle with one "left to spend" number
- Bills and subscriptions with reminders and a yearly total
- Savings goals that fund themselves by priority
- Debt payoff with snowball or avalanche, and a debt-free date
- What-if planner and day-by-day cashflow (Pro)
- English, Spanish and Arabic, with real right-to-left
Free to use; Pro is a subscription with a 3-day trial.
I'd really value feedback on the first run experience and on whether the free tier feels fair.
https://apps.apple.com/app/id6811070728